Your local experts in Wills, Trusts and Estate Planning
Getting your Will and estate plan in order shouldn’t feel complicated, or something you put off for another year. We’re Templar Estate Planning, your local, friendly experts based right here in Caversham, Reading, and we’re here to make it simple, however straightforward or complex your situation is.
Will writing • Power of Attorney • LPAs • Wills with Trusts • IHT reduction • Property Protection •
Probate • Long term care fee planning• Bloodline Planning • Mortgages • Protection
Why choose us
When it comes to something as important as your Will, your Power of Attorney, or planning for the future, you deserve more than a form to fill in online. At Templar Estate Planning, we’re based right here in Caversham, a local team you can meet face-to-face, not a call centre or a nationwide portal. We speak in plain English, never legal jargon, and we never rush you into a decision. Whether it’s your first Will or a full review of your estate, we take the time to make sure you properly understand your options and we’re still here long after you’ve signed.
We provide a first class service to meet your needs and protect your assets and family over generations.
Local and approachable
Real advice from real people, right here in Caversham. No call centres, no jargon, no scare tactics – just an experienced local team happy to sit down and talk things through with you.
Joined up planning
Wills, Power of Attorney, and Trusts, planned together not as separate pieces from separate places. We make sure every part of your plan works in harmony so nothing gets missed.
Support that doesn't end on signing day
These are personal conversations, and we handle them gently, at your pace. Life changes – marriage, moving house, new grandchildren and we will be here to help keep your plan up to date.
Services overview
Wills
We offer a full range of competitively priced Will writing services to cover all circumstances and needs. From simple Wills to sophisticated Wills using Trusts to maximise asset protection.
Trusts
We can set up various types of Trusts to protect assets whilst you are alive and after you have gone. Protect your assets from threats and retain wealth within your family.
LPAs and POAs
We specialise in drafting and registering Lasting Power of Attorney (LPA) and Power of Attorney (POA) documents for you so that you can appoint trusted representatives to make decisions for you and ensure your needs are meet in the event of both short and long term incapacities.
Inheritance Tax Planning
We provide expert death and lifetime planning to minimise Inheritance Tax payable on your death. This is time dependant and often needs to be done in phases so the sooner you start the better.
Meet the team
David Robinson
Director/Estate Planner
Claire Titcombe
Office Manager
Mark Boulle
Solicitor
Excellent service, we would recommend David and Templar estate planning
Working with you, step by step
Identify your needs and objectives
You will complete a simple form in respect of your family structure, your assets and your liabilities. During your free no obligation consultation, we will have a friendly plain English conversation to understand what you want and need to achieve.
Present our recommendations
We will present our recommended solutions to your requirements, alongside transparent pricing for you to then choose.
We will answer any questions you have to ensure you fully understand everything and no sales pressure is applied.
Information gathering and data input
When you have decided what you want to do, we will work with you to gather all the necessary information to enable us to draft your documents.
Once we have entered your information onto our system, we will send you an order summary to check that everything is correct.
Document preparation and completion
Once you have approved the order summary, we will prepare your documents ready for your signing. We will fully explain the documents and ensure that everything is signed correctly. We liaise with any external parties on your behalf.
Secure your future, book a free consultation today.
We can meet in person at our office in Caversham, in your home, via telephone or video call.
Frequently Asked Questions
What is Estate Planning?
Your estate is made up of everything you own. Estate planning puts together a clear plan to protect your assets, your loved ones and to minimise tax.
It ensures your exact wishes are implemented regarding how you would like your estate to be managed and distributed on your death, or managed during your life should you become incapacitated.
This can involve both death planning and lifetime planning.
Are your consultations really free and am I under any obligation?
Yes! Our initial consultations are free and you are under no obligation to use our services.
Do I need to have a Will that uses Trusts?
Not necessarily. For some, a more traditional basic Will could be more appropriate. At the free initial consultation we will assess your circumstance and objectives. We then present options and costs to enable you to make an informed decision. We never put you under any pressure.
However, a simple Will will not offer protection against:
Long term to care fees;
Marriage after death;
Generational IHT;
Divorce of beneficiaries;
Insolvency of beneficiaries;
- Beneficiaries losing means tested benefits.
How can I ensure my mentally disabled child will be financially secure?
The use of Trusts is important for securing the future of mentally disabled children and could offer tax advantages.
Otherwise paying an inheritance direct could mean existing benefits and support is lost and leave the money vulnerable to gold-diggers or them to exploitation.
Trusts and trustees can ensure their best interests are always met in the most tax efficient manner possible.
Are Trusts not very expensive and only for the rich?
On the contrary, most find our Trust products to be very reasonably priced and affordable, particularly when considering the protection they create, the amounts of extra money that can be kept withing the family and the peace of mind they create.
Why should I pay you to produce LPAs? Can't I do them myself?
You can draft your own LPAs and register them yourself with the Office of the Public Guardian (“OPG”).
However, if you make a mistake you may be charged the registration fees again and delay the registration process. 10,000s are rejected by the OPG every year.
Mistakes on the LPAs, particularly with instructions or preferences can cause problems using the LPAs, or even mean they cannot be use as you intended.
We give full advice on what is most appropriate for you, draft the LPAs (including any instruction or preference clauses) and guarantee their registration.
We also give free advice and support after registration to you and your attorneys.
I have mobility problems can you come to me?
If you are within the Reading area, we can usually come to you. If you are a greater distance we can still come by special appointment or conduct proceedings remotely by telephone, email, post and/or videocalls.
Watch our videos to learn more
5 threats to your estate assets – Templar Estate Planning explains five main threats to your estate
Marriage after death and the risk your children or grandchildren may lose out
Divorce of beneficiaries – ex-spouse of a child or grandchild could take some of your estate
Long term care fees. Protect your house from having to be sold to pay for long term care fees.
Generational Inheritance Tax ("IHT") means IHT can be paid on your assets multiple times
Creditors and bankruptcy attacking your assets after death. How to protect your assets.
Lasting Powers of Attorney – LPAs. The benefits of setting up LPAs now.
Will clarity statements – to prove the validity of your Will and protect it from challenges.
Explore our recent articles
We regularly draft useful and insightful stories and news items relating to Estate Planning and IHT.
What happens if you don’t have a Lasting Power of Attorney?
If you were ever unable to manage your own affairs, whether through an accident, an illness, or simply old age, and you hadn’t put a Lasting Power of Attorney (LPA) in place, your family can’t automatically step in on your behalf. Instead, someone close to you would need to apply
Free Wills – pros and cons
We spend a lot of time explaining to people why they should have a Will, so we applaud any initiative that highlights the benefits of having one. However, we believe that having a Will that fully protects you and your specific requirements should be everyone’s ultimate aim. Did you know
Trust in Trusts
The following article is in the Caversham Bridge newspaper – October 2021. Caversham Bridge Newspaper is available to purchase from Fourbears Bookshop and other outlets within Caversham. More details from The Caversham Bridge Website. Trust in Trusts. You might think that Trusts are used solely by the very rich and by those people
Why make a Will? Templar Estate Planning's cartoon video explains why you need to make a will.
Templar Estate Planning