Funeral Plans

NOTE: From 29 July 2022, the Financial Conduct Authority (FCA) will regulate funeral plan providers. Until this regulation is brought in we have decided to suspend our recommendation service in this area.

As part of your personal planning, it is worth considering a funeral plan to both put your mind at rest and further help your loved ones after you have gone. We are delighted to be able to offer you options on funeral plans by working in partnership with Capital Life, a leading provider of funeral plans in the UK.

What are Funeral Plans?

A funeral plan is an arrangement where you:

  • Pay for your funeral in advance
  • Put in place personal plans for how you would like your funeral to be carried out

Ultimately it is an opportunity to further put your and your loved ones minds at rest. It means your family doesn’t have to go through the stress of finding a funeral director, selecting a package and most importantly paying for it.

What are the benefits of having a Funeral Plan?

Peace of mind for you and your family
As you will have already paid for your funeral there will be nothing more for your family to pay (for the services included in your plan).

Make your send off the celebration you want
The Capital Life service offers a wide range of extras and options to allow you to plan your funeral how you would like it. This not only can put your mind at peace, but also take away the worry from your loved ones that they can organise a fitting send off and tribute to your life.

Protect against unexpected costs
A purely monetary benefit to having a funeral plan is that funeral costs are rising, over the last 15 years the average cost of a funeral has increased by 130%*. By purchasing a funeral plan today, you pay no more for the services in your plan.

*SunLife (2020) Cost of Dying Report,

In addition, Capital Life offer:

Guaranteed Acceptance
Capital Life do not require you to take a medical and you can take out a funeral plan at any age. You can take out a plan for a partner, parent or friend too.

Payment options to suit you
Capital Life offer a number of ways to pay for your plan. You can pay in a lump sum, or you can pay over a number of years in a way that is affordable to you. There is an option for you.

Process to arrange Funeral Plan

Either as part of your overall Will and estate planning or for a funeral plan on its own we can start the process of arranging your plan.
We will share with you the various options on types of plans available and answer any initial questions. We will together build your requirements.
Once you are happy with your initial requirements, we will then personally introduce you to a Capital Life expert who will take on all the work so that you can relax, they will:

  • Answer any more questions you might have
  • Ensure you get the best plan for your requirements and budget
  • Work with you arrange a payment plan suitable for you

Please rest assured, as with any of the services we offer, you will never feel under pressure.

Contact us today if you have any questions regarding funeral plan services

The Capital Life funeral plans – in the words of their own clients:

“I thought it would be hard to talk about my funeral, but Sam at Capital Life made it very simple and clear. Now I have a funeral plan in place it feels good, knowing everything is taken care of.”

“I knew I wanted something special for my send off, something my family and friends could remember and treasure the happy memories we shared together”

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