Templar Estate Planning

Based in the heart of Caversham, Templar Estate Planning offers you a professional estate planning service to ensure that both you and your loved ones will be protected when needed.

All our services start with a free no-obligation consultation, where we will at your pace and convenience discuss your requirements and offer solutions for you. This can be done either in person at our office, in your home, or on the telephone.

After the free consultation, you will receive our recommendations tailored specifically to your requirements – you are then free to take these up or not.

If you want Will, a Lasting Power of Attorney, any other estate planning service, or even just a quick chat to find out what options are open to you – contact us, by calling 0118 948 4381 to talk with us straight away, or via the form.

Will writing

Deep down everyone knows that they should have a Will, if you don’t have one in place, it is time to get one.

People who put off making a Will do so for a number of reasons; normally they either believe that those they want to inherit their assets will do so automatically, or because they don’t think it’s relevant to them at that moment in time.

In reality, a lot of people die without a Will, which can cause a lot of problems and extra expense for their loved ones at an already very difficult time.

There are many reasons to make a Will, not least to give you peace of mind knowing that your loved ones will be protected by your wishes being acted on.

By having a Will you can plan and instruct exactly what will happen to your assets and estate after your death. This ensures that those you want to benefit actually do so, in accordance with your wishes. This will avoid any possible disputes over your estate and set up protection from any potential threats to your beneficiaries’ inheritances such as:

  • Unnecessary tax obligations for your beneficiaries. These days that could mean even just owning your house could expose your beneficiaries.
  • Care home fees could result in your family home being lost to future generations.
  • You may want to ensure that your children’s inheritance is protected if your spouse or partner gets married again after you have gone.
  • Whether your beneficiaries, for whatever reason, may not be able to manage their inheritance without help. This could be because they are in debt or threatened by creditors or even do not have the mental capacity to cope, through to you not 100% trusting their partners.

Who needs to make a Will?

The simple answer is every adult should make a Will – but in particular:

  • Anyone with dependent relatives such as children under the age of 18, elderly relatives or relatives with a disability or who have special needs and therefore requiring extra protection.
  • Anyone who owns property or has any type of asset which you would want specific relatives, friends or charities to benefit from.
  • Anyone with a partner who they would want to benefit but are not married or in a civil partnership.

We will do the heavy lifting to ensure that your Will fits your requirements and is robust and most importantly valid. Get in touch with us to book your free and no-obligation consultation.

Lasting Power of Attorney

What is Lasting Power of Attorney?

Lasting Power of Attorney (LPA) have been serving the public for centuries. It is a powerful legal document that allows an individual to appoint a person of their choice to look after their affairs should they at a later stage need assistance to do so.

We can advise on getting LPA’s both for yourself and for people that you may have to look after such as a partner or parent.

There are different Lasting Power of Attorney documents that can be set up to manage:

  • Property & Financial Affairs – to enable your money affairs such as bills, mortgages and even the management of your home to happen.
  • Health & Welfare – to make sure issues such as your care in later life or life-sustaining treatment are taken care of how you would want.
  • Business – to allow your business to continue to operate smoothly.

Contact us today, we are happy to explain all of this in more detail to you.

What is the benefit to you of having a Lasting Power of Attorney?

Through an LPA, you appoint a trusted person or persons to manage your affairs in your lifetime in case you become incapable of doing so yourself.

There are plenty of reasons why you may not be able to make decisions yourself, not least:

  • Having an accident or suffering an illness that confines you to hospital.
  • Becoming mentally incapacitated due to dementia or other reason.

If this was to happen to you without a Lasting Power of Attorney (LPA) in place, the ONLY way your financial affairs can be managed by a relative or someone close to you is for them to make an application to the Court of Protection for Deputyship of your affairs.  This can be a long and protracted process costing a great deal both in money and energy with no guarantee that the preferred person to manage your affairs will be appointed.

This can be easily avoided by setting up Lasting Powers of Attorney now whilst you are still able to.

Contact us today, under absolutely no obligation, we will happily have a chat about your requirements, answer any questions you may have, and get you started with putting your mind at rest.

Email: info@templarestateplanning.co.uk

Tel: 0118 948 4381

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